OMRAM gives small traders quick business loans with same-day disbursement and a simple daily, weekly or monthly repayment your agent collects at your shop.
One flat repayable amount — no compounding surprises. Your officer confirms the exact figure before disbursement.
Repay over ~120 daily installments. Collections skip Sundays and branch holidays. Best for high-turnover shops.
25 weekly installments with a short grace window. Suited to traders with weekly stock cycles.
12 monthly installments for larger tickets and service businesses with monthly receivables.
From application to first collection, usually within a day.
Your agent registers you and the loan request.
Aadhaar, PAN, photo and shop proof are uploaded securely.
A loan officer reviews and approves the file.
Net amount is paid out and your schedule is generated.
Your agent collects at the shop and issues a receipt each time.
A single flat repayable amount and file charge, told to you up front — nothing hidden.
No branch visits. A named agent collects on a fixed round and you get a printed receipt every time.
KYC details are encrypted at rest and only visible to authorised staff on a need-to-know basis.
Reach the branch nearest you or the head office.